All Blogs on: Budget

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Managing money with a budget

What is The Average Personal Loan Balance?

category tagJuly 10, 2023

How does your personal loan balance compare to the average? Personal loans are popular among consumers because they are flexible and relatively easy to obtain. Personal loans also tend to come with competitive interest rates and don’t require you to put down collateral. Since personal loans come with fixed rates, consumers find them easier to […]

Teaching kids about money is easier than you think. Get the tools to set your kids on the right track.

5 Tips for Teaching Kids About Money

category tagJuly 6, 2023

Teaching kids about money can help them avoid major money mistakes. Personal finance isn’t a subject typically taught in school, so your kids may need your help learning about money management. Graduating school with a solid understanding of personal finance can give your kids a leg up and help them avoid major money mistakes. Here […]

If you are worried about your job security, now is the time to prepare for a layoff.

How to Prepare for a Layoff

category tagJuly 3, 2023

Protect your money and your career. Prepare for a layoff. As chatter increases around a potential recession, many Americans are worried about layoffs. Results from a recent CNBC workforce survey found that 80% of workers are concerned about a recession. Those worries could be founded based on a survey from Insight Global which showed that […]

Learn how to increase your personal loan approval chances.

3 Tips for Comparing Personal Loans

category tagJune 14, 2023

If you’re interested in a personal loan, you have many options. There are tons of lending options from banks and credit unions to online personal loan lenders. The challenge is knowing who to give your business to, who has the best rates and terms, and which lender is right for your financial background. Choosing the […]

You can cover home improvements, car repairs, emergency medical bills, and much more with a personal loan

Paying off Personal Loans Early

category tagMay 5, 2023

Personal loans are popular among consumers because they are extremely flexible, allowing you to borrow money for just about any purpose. You can cover home improvements, car repairs, emergency medical bills, and much more. Some personal loans lenders will also allow you to pay off your personal loan early. While it’s generally a good idea […]

If you have an unexpected expense or major purchase, you might be exploring personal loans as an option.

Don’t Make These Personal Loan Mistakes When Applying

category tagMay 3, 2023

3 Personal Loan Mistakes to Avoid When Applying Personal loans are pretty common among Americans thanks to their flexibility and lower qualification requirements. If you have an unexpected expense or major purchase, you might be exploring personal loans as an option. If it’s your first time applying for personal loan funding, you’ll want to avoid […]

Research types of loans available to you when purchasing a car

Car Loans: Tips for Keeping Up with Your Payments

category tagApril 19, 2023

How to Keep Up with Your Car Loan Payments Many Americans rely on car loans to be able to drive. Car loans have been on an upward trend for the past several years. The number of car loans has grown about 29% over the past decade to about 116.43 million loans. With higher interest rates, […]

Reviewing a budget and making adjustments

Signs You Have a Budget Problem

category tagApril 10, 2023

Look for these signs if you suspect you have a budget problem. Creating and managing a budget helps you identify where your money is going, areas where you overspend, and saving opportunities. An effective budget can help you reach a financial goal like buying a new car, putting a down payment on a home, building […]

Your credit score will determine your interest rate for a debt consolidation personal loan

Is Debt Consolidation for Me?

category tagMarch 29, 2023

Being in debt is common, but that doesn’t make it any less stressful. If your debt is becoming overwhelming, you might be asking yourself, “Is debt consolidation for me?” When you consolidate debt, you use one loan to pay off your other debts. For example, if you have multiple credit cards, you can pay them […]

Personal loans can be a valuable and convenient financial tool

Pros and Cons of Online Personal Loan Lenders

category tagMarch 6, 2023

What are the Pros and Cons of Online Personal Loan Lenders? Personal loans are a valuable and convenient financial tool. They can be used for just about any expense, unlike other loans like mortgages or car loans. How much you can borrow through a personal loan varies depending on the lender, your financial background, and […]

Helpful ways for how you can pay off your loan faster.

Paying Off a Personal Loan: How to Do It Faster

category tagMarch 1, 2023

If paying off a personal loan is on your 2023 to-do list, you’re in the right place. Whether you took out a personal loan for a home repair that couldn’t wait, an emergency bill that needed to be paid ASAP, or for other unexpected expenses, you can pay it off sooner if you make some […]

A personal loan can be the perfect choice for home improvements when you need quick funding.

Is a Personal Loan for Home Improvements the Best Option?

category tagFebruary 13, 2023

Learn more about a personal loan for home improvements Some people purchase older homes, even though there are known issues, because they are cheaper. For many, especially during hot markets like the one that just occurred from 2020 to 2022, it’s the only way to buy a home. These homes may require things like a […]

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