All Blogs on: Budget

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Companies use shrinkflation as a useful way to ensure revenue

How to Address Shrinkflation

category tagSeptember 28, 2022

How to adjust your budget for shrinkflation. Shrinkflation has been on the minds of many Americans lately. In a recent survey, about 64% of adults surveyed said they are worried about it. Both shrinkflation and inflation are happening at the same time, meaning Americans are spending more for less on the items they use daily. […]

inflation makes life even more challenging

Inflation: Where Consumers Plan to Cut Spending

category tagJuly 30, 2022

Inflation: Where Consumers Plan to Cut Spending If you’re living paycheck to paycheck, inflation has probably made life even more challenging for you. With the Consumer Price Index jumping 8.6% year over year in May, money is even tighter for many families. This is the fastest rate of increase in four decades. If you’re starting […]

Childcare costs are inflating as availability decreases.

How to Cope with the Rise in Childcare Costs

category tagJuly 8, 2022

How to Cope with the Rise in Child Care Costs Parents facing rising inflation are also battling another high cost: child care. About 63% of parents report child care has become more expensive this past year. Over half of parents surveyed (59%) say they are more concerned about child care costs now than they were […]

Women accumulating Student Loan Debt

Women and Student Loan Debt, Why the Numbers are Concerning

category tagMay 30, 2022

Why student loan debt for women is concerning. Many people dream of attending college. There’s also a direct connection between attending college and earning a higher salary. However, for millions of Americans, college is only affordable with the help of student loans, which can be challenging to pay off. There were 45 million borrowers with […]

Going through your budget to find ways to save money

Best Ways to Lower Bills in 2022 – Part II

category tagJanuary 17, 2022

The New Year is a great excuse to get back on financial track. After a holiday season full of splurging on holiday events, travel, and gifts – now is a great time to adjust your budget and put more money towards your savings or emergency fund. There are many ways to lower bills and reach […]

Saving money on bills by calculating necessary and unnecessary spending

Best Ways to Save Money on Bills in 2022

category tagJanuary 3, 2022

Best Ways to Save Money on Bills in 2022 If you are living paycheck to paycheck or struggling to contribute to your savings for other reasons, you might make saving money one of your New Year’s resolutions. Building a realistic budget, cutting some unnecessary expenses, and reducing your bills can help you put money aside […]

Saving Money for the Holiday Season

4 Ways You Can Save Money This Holiday Season

category tagNovember 27, 2021

Save money this holiday season and still enjoy it. Online shopping is expected to grow this holiday season, according to Deloitte’s annual holiday retail forecast. E-commerce holiday sales are projected to grow 11% to 15% compared to the 2020 season. Overall, Deloitte projects that holiday sales will total $1.28 to $1.3 trillion during November to […]

Researching Credit Agencies and how they work.

3 Side Gigs That Can Earn You More Than Full-Time Work

category tagNovember 9, 2021

Consider these side gigs if you’re struggling at your full-time job. Working a full-time job can be challenging for many reasons. It can be difficult to get promoted, to get past a salary cap, to have a work-life balance, to raise children, and so on. For some, a full-time job can prevent them from doing […]

Living paycheck to paycheck is stressful and can lead to poor financial decisions

Why You’re Still Living Paycheck to Paycheck

category tagOctober 15, 2021

Your income may not be the reason you’re living paycheck to paycheck. Living paycheck to paycheck is stressful and can lead to poor financial decisions, yet many people live this way despite earning a good salary. If you are one of the many Americans who lives off each paycheck and doesn’t have a savings, it’s […]

Jar of money as an emergency fund so that you have savings set aside for unexpected expenses.

What Is an Emergency Fund & How to Maintain It?

category tagOctober 10, 2021

How to keep an emergency fund for unexpected expenses. Emergencies happen all the time. Are you prepared? Many people weren’t financially prepared for a global pandemic. Luckily, the government stepped in with financial assistance and supportive programs. In the case of a personal financial emergency, there wouldn’t be a stimulus check to help you get […]

Money habits that are draining your bank account.

Avoid These Common Money Habits to Save Your Wallet

category tagSeptember 30, 2021

Learn what money habits are draining your bank account. You might be aware of expensive habits, but are you aware of the small ways you are neglecting your finances? Minor spending here and there could be preventing you from reaching financial goals, or even worse, causing you to accumulate debt. Here are some bad money […]

common, expensive car mistakes and what you can do to avoid going broke over car repairs.

Avoid Most Common Expensive Car Mistakes

category tagSeptember 25, 2021

Common expensive car mistakes and how you can avoid them. Many Americans rely on a car to get them where they need to be. The average American drives an average of 12,785 miles each year, according to the Federal highway Administration. Each day, Americans drive about 25 miles and spend about an hour in their […]

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