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inflation makes life even more challenging

Inflation: Where Consumers Plan to Cut Spending

category tagJuly 30, 2022

Inflation: Where Consumers Plan to Cut Spending If you’re living paycheck to paycheck, inflation has probably made life even more challenging for you. With the Consumer Price Index jumping 8.6% year over year in May, money is even tighter for many families. This is the fastest rate of increase in four decades. If you’re starting […]

Calculating Debt Consolidation vs Debt Settlement on finances

Debt Consolidation vs Debt Settlement

category tagJune 29, 2022

Is Debt Consolidation or Debt Settlement Right for Me? There are benefits and drawbacks to both options. You’re tired of feeling anxious about your debt. You want to feel financially free again and out from under the burden of high-interest debt. There are multiple debt payoff strategies, but two common options are debt consolidation and […]

Women accumulating Student Loan Debt

Women and Student Loan Debt, Why the Numbers are Concerning

category tagMay 30, 2022

Why student loan debt for women is concerning. Many people dream of attending college. There’s also a direct connection between attending college and earning a higher salary. However, for millions of Americans, college is only affordable with the help of student loans, which can be challenging to pay off. There were 45 million borrowers with […]

What You Need to Know About Inflation

Here’s What You Need to Know About Inflation

category tagMay 2, 2022

Learn what you need to know about inflation as a consumer. Inflation is on the rise and gas prices are hitting record highs. For Americans living paycheck to paycheck, these are challenging times, especially for those who were financially impacted by the pandemic. As inflation hits its highest level since 1982, you are probably seeing […]

Personal Loan to pay off debt

Use a Personal Loan to Save Money While Paying Off Debt

category tagMarch 29, 2022

Learn how a personal loan can help you save money and pay off debt Paying off high-interest debt can require many financial sacrifices and still take years. For most Americans, it takes more than a year to pay down credit card debt. The average American household needs approximately 13 months to pay down the average […]

Saving money on bills by calculating necessary and unnecessary spending

Best Ways to Save Money on Bills in 2022

category tagJanuary 3, 2022

Best Ways to Save Money on Bills in 2022 If you are living paycheck to paycheck or struggling to contribute to your savings for other reasons, you might make saving money one of your New Year’s resolutions. Building a realistic budget, cutting some unnecessary expenses, and reducing your bills can help you put money aside […]

Researching Credit Agencies and how they work.

3 Side Gigs That Can Earn You More Than Full-Time Work

category tagNovember 9, 2021

Consider these side gigs if you’re struggling at your full-time job. Working a full-time job can be challenging for many reasons. It can be difficult to get promoted, to get past a salary cap, to have a work-life balance, to raise children, and so on. For some, a full-time job can prevent them from doing […]

Save cash with a tight budget

Bad Money Habits: Expenses Successful People Avoid

category tagOctober 21, 2021

Discover the money habits of financially healthy people and turn your finances around. While there are a few very lucky people who strike it rich through things like winning the lottery or becoming famous, must financially successful people get there by spending wisely, investing well and saving. It might sound boring, but good money habits […]

Living paycheck to paycheck is stressful and can lead to poor financial decisions

Why You’re Still Living Paycheck to Paycheck

category tagOctober 15, 2021

Your income may not be the reason you’re living paycheck to paycheck. Living paycheck to paycheck is stressful and can lead to poor financial decisions, yet many people live this way despite earning a good salary. If you are one of the many Americans who lives off each paycheck and doesn’t have a savings, it’s […]

Jar of money as an emergency fund so that you have savings set aside for unexpected expenses.

What Is an Emergency Fund & How to Maintain It?

category tagOctober 10, 2021

How to keep an emergency fund for unexpected expenses. Emergencies happen all the time. Are you prepared? Many people weren’t financially prepared for a global pandemic. Luckily, the government stepped in with financial assistance and supportive programs. In the case of a personal financial emergency, there wouldn’t be a stimulus check to help you get […]

Money habits that are draining your bank account.

Avoid These Common Money Habits to Save Your Wallet

category tagSeptember 30, 2021

Learn what money habits are draining your bank account. You might be aware of expensive habits, but are you aware of the small ways you are neglecting your finances? Minor spending here and there could be preventing you from reaching financial goals, or even worse, causing you to accumulate debt. Here are some bad money […]

Crowd of people during coronavirus pandemic

Pandemic Relief is Ending – Learn Where You Can Still Find Assistance

category tagAugust 30, 2021

Pandemic relief is ending for some. Learn where you can still find assistance if you have been impacted by the pandemic. Millions of Americans have received financial assistance through the American Rescue Plan stimulus relief bill which included three stimulus check payments, billions of dollars to small businesses and unemployment insurance. The aid that has […]

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