All Blogs on: Financial Guidance

Take control of your financial health

How to Determine if a Fixer-Upper is a Good Investment

category tagAugust 24, 2021

Flipping a fixer-upper can be a lucrative investment if you buy the right house. Watching home renovation shows can get you excited about house flipping, but there is a lot to know before you purchase a fixer upper. A fixer-upper can cost a lot less than a new build or recently remodeled home, giving the […]

Managing money with a budget

Managing Money: 4 Things You Should Avoid Doing with Your Money

category tagJuly 14, 2021

Managing money is challenging, but you can improve your finances by avoiding these money mistakes. Managing money isn’t easy. There are so many things tempting us to spend. Whether it’s adorable baby clothes, trendy shoes or a new flat screen, sometimes the urge to splurge is overwhelming. If you aren’t reaching your financial goals or […]

Using an app to help his monthly budget

Can a Budgeting App Help You & Which to Choose?

category tagJuly 12, 2021

How to know if a budgeting app is right for you. Creating a budget for your household can be challenging, especially if finances are tight. Deciding which expenses to keep and what to cut can feel overwhelming. In addition, not everyone feels comfortable using Excel or a worksheet. However, creating a budget is vital to […]

Ambulance rushing to the hospital during a medical emergency
Clothing on a rack in a store

Is Renting Clothing a Good Financial Decision?

category tagMay 28, 2021

Clothing rental companies are bouncing back after the pandemic, but is renting clothing a good idea? The clothing rental industry was growing prior to the pandemic with companies like Nuuly, Armoire and Gwynnie Bee joining market leader Rent the Runway in the fashion rental space. In 2019, the global online clothing rental market was estimated […]

Calculating amounts owed for tax season

5 Reasons You Might Owe Money to the IRS This Year

category tagMay 13, 2021

Why you might owe money to the IRS this year. Don’t get surprised by a tax bill. While most income is taxed, there may be reasons why you owe the Internal Revenue Service this year, even if money was withheld from your paychecks. Discover reasons why people owe money to the IRS, and how to […]

Researching Credit Agencies and how they work.

How do credit report agencies work?

category tagMay 6, 2021

What do credit reporting agencies do and how does it impact you? You know that having good credit is important and that there are agencies that report on your credit history, but do you know what credit reporting agencies actually do? How does what they do impact you? Learn more about credit reporting agencies and […]

Self Empowerment through financial security

How to Pay the Bills When You Are Making Minimum Wage

category tagApril 29, 2021

Ways you can pay your bills and reach financial goals while making minimum wage. Living off the minimum wage is challenging, especially if you have a one-income household. As of May 2021 the federal minimum wage is $7.25 per hour. It has not been raised in over 10 years, according to the Economy Policy Institute. […]

Eviction is a terrible experience.

How to Avoid an Eviction and What to Do if You Can’t

category tagApril 22, 2021

Getting evicted is a terrible experience. Here are some ways to avoid it. Many people were financially impacted by COVID-19, some unable to even afford rent. The CARES Act protected renters against evictions and late fees, but that expired on July 24th 2020. Eviction laws vary from state to state, so make sure to review […]

Planning your vacation on a map

How to Save and Pay for Travel

category tagApril 15, 2021

Now that it’s becoming safer to travel again, learn how you can save and pay for travel. Many people avoided traveling last year, when coronavirus cases were increasing across the country. This was especially true of air travel. According to the Transportation Security Administration, the U.S. government screened 500 million fewer people at U.S. airport […]

Save cash with a tight budget

6 Ways to Save Cash When Money is Tight

category tagApril 8, 2021

Have you ever read a savings article, just to discover that none of the tips apply to you? You have no subscriptions to cancel and don’t eat out often, for example. If you are already a frugal person, but can’t seem to save, it’s probably because fixed expenses are typically the biggest bills, and it’s […]

There are many ways to travel on a budget, but you may still need help paying for your trip.

Travel Loans: Should I Get a Travel Loan?

category tagApril 1, 2021

Coming out of a year of quarantining and budgeting, many Americans are beginning to book vacations. If you are like many people, you have PTO to spare these days and are itching to put them to good use. Unfortunately, as more people begin to book trips, the cost of travel is increasing as well. Experts […]

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