All Blogs on: Financial Stability

Take control of your financial health

Securing an affordable place to live has become challenging. As a renter, you might be wondering whether negotiating rent is a viable option.

Is It Possible to Negotiate Rent

category tagFebruary 10, 2025

Rent is on the rise. Since the beginning of the pandemic, rents have surged by a striking 29.4%. Year over year, rents have increased 3.3%, showcasing the continued upward trend in the rental market. A report from the Joint Center for Housing Studies of Harvard University found that in 2022, a record half of U.S. […]

Combining high-interest debts into a single, lower-interest loan can simplify your financial situation and potentially save you money on interest payments.

Best and Worst Reasons to Get a Personal Loan

category tagJuly 9, 2024

The Best and Worst Reasons to Get a Personal Loan and Why Personal loans can be a versatile financial tool to help you cover costs for just about any expense. However, just because you can use a personal loan for an expense doesn’t necessarily mean you should. Learn some of the best reasons to get […]

stressed about personal finances

Free Money? Creative Ways to Get Cash Back & Boost Your Income

category tagMay 9, 2024

Discover Creative Ways to Get Cash Back & Boost Your Income In a world where financial stability is a key concern for many people, the pursuit of additional income streams has become a common goal. About 70% of Americans admit to being stressed about their personal finances, and 52% of U.S. adults said their financial […]

Companies are increasingly welcoming back former employees, referred to as boomerang employees.

Can You Earn More as a Boomerang Employee?

category tagFebruary 8, 2024

What is a boomerang employee and is it beneficial? A new hiring trend has emerged, and it’s reshaping the way both employers and employees perceive professional relationships. Companies are increasingly welcoming back former employees, so called boomerang employees, recognizing the value they bring with the skills and experiences acquired while away. Today, more than a […]

Consider all of your options before applying for a personal loan

A Comprehensive Guide to Job Market Trends

category tagJanuary 25, 2024

Today’s job market is confusing to say the least. News sites publish headlines with big-name companies laying off staff, yet the unemployment rate is still relatively low. We’re only one month into the new year, and companies like American Airlines, iRobot, and Levi Strauss have announced major layoffs. While there have been layoffs recently, they […]

If you fall under the category of Americans who find it hard to budget, cash stuffing might be the solution you've been looking for.

What is cash stuffing?

category tagDecember 22, 2023

Learn About Cash Stuffing for Budgeting. Are you looking for a new way of budgeting to reach financial goals? Many people find budgeting challenging. In fact, of Americans who have a monthly budget, 84% say they have gone over budget at some point, according to a survey. A majority of Americans, about 83%, say they […]

We’re taught to see debt as a bad thing, but some debts actually play a role in your overall financial health.

Understanding the Difference Between Negative & Positive Debt

category tagOctober 27, 2023

We’re taught to see debt as a bad thing, but some debts actually play a role in your overall financial health. Understanding the difference between positive debt and negative debt is crucial for making informed financial decisions. Explore the nuances of these two types of debt and learn how to navigate your finances effectively. Positive […]

If you have an irregular income, creating a budget that works for you is essential.

How to Budget When You Have a Fluctuating Income

category tagOctober 23, 2023

Managing personal finances is difficult for many Americans. About 35% of Americans reported that they are in the most debt of their lives, according to a Harris Poll of 2,740 U.S. adults. The average American in 2023 carries $21,800 in personal debt. Sticking to a budget and keeping debt low can be especially challenging when […]

You have options when it comes to buying a car, with financing and leasing being the two most common.

3 Advantages of Financing a Car Instead of Leasing

category tagSeptember 25, 2023

You have options when it comes to buying a car, with financing and leasing being the two most common. While many people consider leasing because it means not having to pay for car maintenance and repairs over time and getting to switch cars every few years, owning a car also has advantages. Here are three […]

An HSA or Health Savings Account is a powerful tool you can use to save money on healthcare.

What is a Health Savings Account (HSA)

category tagAugust 21, 2023

Unlocking the Power of Your Health Savings Account (HSA) Are you tired of paying for health insurance just to end up spending hundreds of dollars on medical expenses out of pocket? A Health Savings Account, or HSA, can help relieve some of the frustration and financial strain that comes with medical bills. About one in […]

Buy now, pay later services have changed online shopping

Should You Use a Buy Now, Pay Later Service?

category tagAugust 16, 2023

Consider These Tips Before Using Buy Now, Pay Later Services. Buy now, pay later services have gained popularity because they are convenient and flexible. The ability to pay for purchases over time through layaway plans has existed for years at certain stores. Today, online retailers make it easy for consumers to select payment plans via […]

If you financed a car in the past few years, you might be able to save money by refinancing an auto loan.

When Refinancing an Auto Loan is a Good Idea

category tagJuly 26, 2023

Why refinancing your auto loan could benefit you. Living expenses are on the rise in general, and that includes the cost of driving. The last few pandemic years have not been a great time for car shopping. That’s especially true if you needed to finance a car. If you financed a car in the past […]

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