July 19, 2023 You’ve got the urge to travel, but getting away is certainly not cheap right now. Use these insider tips to adjust how you book and make plans to save money on travel. 1. Start checking airfare months before you plan to travel. Flights are generally more expensive if you wait to the last minute to […]
July 14, 2023 What to know if you are considering a wedding personal loan. Planning a wedding can be really fun but also financially draining. The average cost of a wedding in 2023 is expected to be $29,000, up from $28,000 in 2022, according to Zola. That factors in expenses like flowers, cake, catering, and more. Having a […]
April 10, 2023 Look for these signs if you suspect you have a budget problem. Creating and managing a budget helps you identify where your money is going, areas where you overspend, and saving opportunities. An effective budget can help you reach a financial goal like buying a new car, putting a down payment on a home, building […]
March 17, 2023 While 2022 is in the rear-view mirror, one thing that isn’t is high inflation. While the U.S. economy slowed in the 4th quarter, it still grew at a 2.9% rate despite high interest rates and widespread fear of a recession. While that might seem like good news, it also means that inflation has remained higher […]
January 22, 2023 Here’s what experts say you should cut if you’re trying to save. As we approach 2023, many people are considering New Year’s resolutions. One of the most popular resolutions is to save money or get on financial track. According to Fidelity’s Financial Resolutions survey, saving more money was the number one resolution respondents gave. About […]
January 19, 2023 Debt prioritization is tricky. Here’s how a personal loan can help. If paying off debt is on the top of your to-do list, you’ll probably face a common dilemma. Which debt do I pay off first? If you’re like many Americans, you have multiple debts in your name like a mortgage, student loan, credit cards, […]
January 14, 2023 Learn more about your credit card reward options and how they work. You have many options when it comes to credit cards, and many cards offer rewards. There are cards that offer you cash back, travel miles, or points that can be redeemed for items when you make qualified purchases. You should consider how you […]
December 26, 2022 If Your Goal is to Become Debt Free, Consider a Personal Loan. The new year is around the corner, and you might be thinking about resolutions. With high inflation, increasing interest rates, and some financial experts predicting a recession, many Americans are resolving to pay off more debt. Less than are debt-free, according to Experian, […]
December 5, 2022 Have you bought all your holiday gifts? Many Americans have a tight holiday budget this year thanks to high inflation and layoffs across many industries, not to mention the 63% of Americans who live paycheck to paycheck. If you haven’t completed your shopping list, we have some tips for gift-giving with a tight holiday budget. […]
November 21, 2022 With all the recent talk of a recession looming, learn what you can expect. There are signs that the next recession will hit next year, according to economic forecasters. Moody’s Analytics’ chief economist Mark Zandi cautions that a recession may be on the horizon. Goldman Sachs CEO David Solomon also told Reuters there is a […]
June 12, 2022 Learn more about how closing credit cards impact credit scores. A credit card, like most things, is okay to use in moderation. It’s when you abuse them that they become detrimental to your financial health. Some credit card advice is obvious, like paying off your balance before the end of the month and not maxing […]
April 24, 2022 Small businesses have been through a lot in the past couple of years. In 2020, the pandemic forced many businesses to close. In 2021, many small businesses faced hiring issues with The Great Resignation creating a hyper-competitive labor market. This year, inflation is causing problems for American entrepreneurs. One in three small businesses (33%) now […]
