July 10, 2023 How does your personal loan balance compare to the average? Personal loans are popular among consumers because they are flexible and relatively easy to obtain. Personal loans also tend to come with competitive interest rates and don’t require you to put down collateral. Since personal loans come with fixed rates, consumers find them easier to […]
July 3, 2023 Protect your money and your career. Prepare for a layoff. As chatter increases around a potential recession, many Americans are worried about layoffs. Results from a recent CNBC workforce survey found that 80% of workers are concerned about a recession. Those worries could be founded based on a survey from Insight Global which showed that […]
June 14, 2023 If you’re interested in a personal loan, you have many options. There are tons of lending options from banks and credit unions to online personal loan lenders. The challenge is knowing who to give your business to, who has the best rates and terms, and which lender is right for your financial background. Choosing the […]
May 3, 2023 3 Personal Loan Mistakes to Avoid When Applying Personal loans are pretty common among Americans thanks to their flexibility and lower qualification requirements. If you have an unexpected expense or major purchase, you might be exploring personal loans as an option. If it’s your first time applying for personal loan funding, you’ll want to avoid […]
March 29, 2023 Being in debt is common, but that doesn’t make it any less stressful. If your debt is becoming overwhelming, you might be asking yourself, “Is debt consolidation for me?” When you consolidate debt, you use one loan to pay off your other debts. For example, if you have multiple credit cards, you can pay them […]
March 6, 2023 What are the Pros and Cons of Online Personal Loan Lenders? Personal loans are a valuable and convenient financial tool. They can be used for just about any expense, unlike other loans like mortgages or car loans. How much you can borrow through a personal loan varies depending on the lender, your financial background, and […]
March 1, 2023 If paying off a personal loan is on your 2023 to-do list, you’re in the right place. Whether you took out a personal loan for a home repair that couldn’t wait, an emergency bill that needed to be paid ASAP, or for other unexpected expenses, you can pay it off sooner if you make some […]
February 17, 2023 If you are in the market for financing, you’ve probably come across several lending options. Things can get confusing when you’re new to borrowing, making it difficult to decide which is the right funding choice for you. One question many borrowers have is what is the difference between a prime and subprime loan? A key […]
January 19, 2023 Debt prioritization is tricky. Here’s how a personal loan can help. If paying off debt is on the top of your to-do list, you’ll probably face a common dilemma. Which debt do I pay off first? If you’re like many Americans, you have multiple debts in your name like a mortgage, student loan, credit cards, […]
December 26, 2022 If Your Goal is to Become Debt Free, Consider a Personal Loan. The new year is around the corner, and you might be thinking about resolutions. With high inflation, increasing interest rates, and some financial experts predicting a recession, many Americans are resolving to pay off more debt. Less than are debt-free, according to Experian, […]
December 5, 2022 Have you bought all your holiday gifts? Many Americans have a tight holiday budget this year thanks to high inflation and layoffs across many industries, not to mention the 63% of Americans who live paycheck to paycheck. If you haven’t completed your shopping list, we have some tips for gift-giving with a tight holiday budget. […]
March 29, 2022 Learn how a personal loan can help you save money and pay off debt Paying off high-interest debt can require many financial sacrifices and still take years. For most Americans, it takes more than a year to pay down credit card debt. The average American household needs approximately 13 months to pay down the average […]
